lic india policy

 

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This is managed by qualified and experience insurance professionals to create a service oriented eco-system of customers or users, insurance officials, advisors and agents with an objective to avail following services to customers.

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LIC JEEVAN UMANG

LIC Jeevan Umang is a customary, non-connected with-benefit plan entire life confirmation plan. It is a blend of both pay and protection. LIC Jeevan Umang offers a real existence conceal to 100 years. That offers guaranteed survival advantage toward the finish of the premium paying term, a single amount sum on the consummation of the strategy term or on the death of the arrangement holder during the approach time frame.

Key highlights of the LIC Jeevan Umang Plan

• Profit advantage of Tax-Free Guaranteed Income of 8% for Lifetime.
• It is a mix of both customary pay and Lump sum installment.
• Perfect for Savings and Retirement Planning.
• Offers life spread till the policyholder turns 100 years.
• Tax benefit on Premiums paid u/s 80C.
• Tax-Exempt Maturity u/s (10 D).
  
  
  

Qualification Criteria For Jeevan Umang

Least Age At Entry 90 Years (Completed)

 

Greatest Age At Entry 55 Years (Nearest Birthday) For 15 Years PPT

50 Years (Nearest Birthday) For 20 Years PPT

45 Years (Nearest Birthday) For 25 Years PPT

40 Years (Nearest Birthday) For 30 Years PPT

 

Premium Paying Term(PPT) 15,20,25 and 30 Years

 

Age At Maturity 100 Years

Policy Term 100 Years

Least Sum Assured 2,00,000/ –

Most extreme Sum Assured No Limit (Shall Be In Multiple 25,000/-)

Policy Mode Yearly, Half-Yearly, Quarterly, Monthly (NACH Only)

 

Yearly, Half-Yearly, Quarterly, Monthly (NACH Only)

 

Yearly – 2%, Half-Yearly – 1%, Quarterly and Monthly – Nil

 

High Sum Assured Rebate (Per Thousand) 2,00,000 To 4,75,000 – Nil

5,00,000 To 9,75,000 – 1.25% On B.S.A. 10,00,000 To 24,75,000 – 1.75% On B.S.A. 25,00,000 and Above – 2.00% On B.S.A.

 

Loan Payment of Premiums For At Least 3 Full Years

Revival Within 2 Years of Lapse

Survival Benefits:

After fulfillment of premium paying term, 8% of Sum guaranteed is paid each year till 100 years old.

Maturity Benefits:

A lump-sum installment comprises of Sum guaranteed + reward is paid on fulfillment of 100 years old.

Death benefit:

If there should arise an occurrence of death of life protected before the hazard initiation date, LIC will restore all the premiums paid without enthusiasm to the chosen one. Be that as it may, on the off chance that the policyholder endures a demise after the hazard beginning date, LIC will offer the total guaranteed to the chosen one. This will incorporate basic reversionary reward just as last extra reward assuming any.

 

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LIC JEEVAN AROGYA

 

JEEVAN AROGYA (T-904)

LIC Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

Key Features:

• Hospital Cash Benefit (HCB).
• Major Surgical Benefit (MSB) for 140 listed surgeries.
• Day Care Procedure Benefit for 140 more listed surgeries.
• Other Surgical Benefit for other surgical procedures.
• Full Benefits paid irrespective of actual expenses.
• 50% Advance MSB available under some major surgeries.
• No Claim Benefits.
• Increasing Health Cover.
• Premium Waiver Benefit in case of major surgeries.
• Ambulance Charges.
• Accidental Rider & Term Rider options are also available.
• These Benefits are in addition to any other health insurance cover that insured lives may have subject to certain conditions.
• Income tax rebate under section 80 D.
• Surrender value & Loan facility is not available under this plan.
• No Death Benefits are payable under this plan.

Eligibility Criteria:

Features Principle Insured (PI) Insured Spouse, Parents, Parents In-Laws Insured Children

Minimum Age at Entry 18 Years 18 Years 3 Months

Maximum Age at Entry 65 Years 75 Years 17 Years

Maximum Cover Ceasing Age 80 Years 80 Years 25 Years

Minimum HCB Rs.1000/- Rs.1000/- Rs.1000/-

Maximum HCB Rs.4000/- Equal to or less than PI Equal to or less than PI

 

Call or e-Mail Us to Buy a Policy: 09873085969 | info@insurances24x7.com