lic india policy

 

Through this website buying insurance is now a matter of few clicks and we were the first to make this happen. we are not selling policy only we beleive in customer satisfaction. when we meet the customer we try to find out their needs after that using all expereince we suggested the plan. we focus on making long term relations with customers.

This is managed by qualified and experience insurance professionals to create a service oriented eco-system of customers or users, insurance officials, advisors and agents with an objective to avail following services to customers.

https://insurances24x7.com/

LIC JEEVAN UMANG

LIC Jeevan Umang is a customary, non-connected with-benefit plan entire life confirmation plan. It is a blend of both pay and protection. LIC Jeevan Umang offers a real existence conceal to 100 years. That offers guaranteed survival advantage toward the finish of the premium paying term, a single amount sum on the consummation of the strategy term or on the death of the arrangement holder during the approach time frame.

Key highlights of the LIC Jeevan Umang Plan

• Profit advantage of Tax-Free Guaranteed Income of 8% for Lifetime.
• It is a mix of both customary pay and Lump sum installment.
• Perfect for Savings and Retirement Planning.
• Offers life spread till the policyholder turns 100 years.
• Tax benefit on Premiums paid u/s 80C.
• Tax-Exempt Maturity u/s (10 D).
  
  
  

Qualification Criteria For Jeevan Umang

Least Age At Entry 90 Years (Completed)

 

Greatest Age At Entry 55 Years (Nearest Birthday) For 15 Years PPT

50 Years (Nearest Birthday) For 20 Years PPT

45 Years (Nearest Birthday) For 25 Years PPT

40 Years (Nearest Birthday) For 30 Years PPT

 

Premium Paying Term(PPT) 15,20,25 and 30 Years

 

Age At Maturity 100 Years

Policy Term 100 Years

Least Sum Assured 2,00,000/ –

Most extreme Sum Assured No Limit (Shall Be In Multiple 25,000/-)

Policy Mode Yearly, Half-Yearly, Quarterly, Monthly (NACH Only)

 

Yearly, Half-Yearly, Quarterly, Monthly (NACH Only)

 

Yearly – 2%, Half-Yearly – 1%, Quarterly and Monthly – Nil

 

High Sum Assured Rebate (Per Thousand) 2,00,000 To 4,75,000 – Nil

5,00,000 To 9,75,000 – 1.25% On B.S.A. 10,00,000 To 24,75,000 – 1.75% On B.S.A. 25,00,000 and Above – 2.00% On B.S.A.

 

Loan Payment of Premiums For At Least 3 Full Years

Revival Within 2 Years of Lapse

Survival Benefits:

After fulfillment of premium paying term, 8% of Sum guaranteed is paid each year till 100 years old.

Maturity Benefits:

A lump-sum installment comprises of Sum guaranteed + reward is paid on fulfillment of 100 years old.

Death benefit:

If there should arise an occurrence of death of life protected before the hazard initiation date, LIC will restore all the premiums paid without enthusiasm to the chosen one. Be that as it may, on the off chance that the policyholder endures a demise after the hazard beginning date, LIC will offer the total guaranteed to the chosen one. This will incorporate basic reversionary reward just as last extra reward assuming any.

 

Call or e-Mail Us to Buy a Policy: 09873085969 | info@insurances24x7.com

LIC JEEVAN AROGYA

 

JEEVAN AROGYA (T-904)

LIC Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family. As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

Key Features:

• Hospital Cash Benefit (HCB).
• Major Surgical Benefit (MSB) for 140 listed surgeries.
• Day Care Procedure Benefit for 140 more listed surgeries.
• Other Surgical Benefit for other surgical procedures.
• Full Benefits paid irrespective of actual expenses.
• 50% Advance MSB available under some major surgeries.
• No Claim Benefits.
• Increasing Health Cover.
• Premium Waiver Benefit in case of major surgeries.
• Ambulance Charges.
• Accidental Rider & Term Rider options are also available.
• These Benefits are in addition to any other health insurance cover that insured lives may have subject to certain conditions.
• Income tax rebate under section 80 D.
• Surrender value & Loan facility is not available under this plan.
• No Death Benefits are payable under this plan.

Eligibility Criteria:

Features Principle Insured (PI) Insured Spouse, Parents, Parents In-Laws Insured Children

Minimum Age at Entry 18 Years 18 Years 3 Months

Maximum Age at Entry 65 Years 75 Years 17 Years

Maximum Cover Ceasing Age 80 Years 80 Years 25 Years

Minimum HCB Rs.1000/- Rs.1000/- Rs.1000/-

Maximum HCB Rs.4000/- Equal to or less than PI Equal to or less than PI

 

Call or e-Mail Us to Buy a Policy: 09873085969 | info@insurances24x7.com

CANCER COVER PLAN

Cancer Cover Plan is a fixed advantage well-being system offering payouts for treatment of cancer. In the occasion the customer is determined to have cancer, at that point this system gives benefits regardless of the costs caused from the treatment. LIC Cancer Cover gives insurance in the Event of Early Phase and Significant Stage Cancer. LIC Cancer Cover Plan is a standard premium program where premiums could be paid Annual or Half yearly to get an inclusion span going from 10 to 30 decades. The inclusion can be purchased disconnected notwithstanding on the web.

Qualification Criteria of This Plan

Least Age At Entry 20 Years (Completed)

Most extreme Age At Entry 65 Years(Completed)

Least Policy Term 10 Years

Most extreme Policy Term 30 Years

Least Cover Ceasing Age 50 Years

Most extreme Cover Ceasing Age 75 Years

Least Sum Assured 10,00,000/ –

Most extreme Sum Assured 50,00,000/ –

Method Of Payment Yearly and Half-Yearly

High Sum Assured Rebate Nill

Loan No Loan Shall Be Available

G.S.T. Presently @ 18%

 

Call or e-Mail Us to Buy a Policy: 9873085969 | info@insurances24x7.com

LIC JEEVAN LABH PLAN

LIC’s Jeevan Labh Plan is a Non-Linked Limited Premium Paying Endowment Assurance Plan. This plan offers a mix of security and sparing highlights. LIC New Jeevan Labh Plan gives Optional Benefit, Accidental Death and Disability Benefit Rider by installment of extra premium. LIC New Jeevan Labh Plan essential element is a restricted premium installment alternative. For the 16-year arrangement term, the client needs to pay a premium for a long time. For 21 and 25 years of the approach term, the policyholder needs to pay the premium for 15 and 16 years separately.

• 
  
  High extra rates guarantee money related independence in future.
• Money related Assistance is given to the group of Life Assured if demise happens before the Maturity Period.
• At the season of Maturity of the Policy, the aggregated amount is given to the Policyholder.
• The Proposer can profit the LIC’s Accidental Death and Disability Benefit Rider and LIC’s New Term Assurance Rider alternative on the installment of extra premium.
• Paid premiums are exempted from personal duty under 80C
• Maturity sum is tax exempt under 10 (10D)

Qualification Criteria of Jeevan Labh Plan

Least Age At Entry 8 Years (Completed)

Most extreme Age At Entry 59 Years for 16 Year Policy Term

54 Years for 21 Year Policy Term

50 Years for 25 Year Policy Term

Most extreme Maturity Age 75 Years(Nearest Birthday)

Approach Term and (Premium Paying Term) 16 and (10), 21 and (15), 25 and (16)

Least Sum Assured 200000/ –

Most extreme Sum Assured No Limit (Sum Assured In Multiple 10000/ – )

Approach Mode Yearly, Half-Yearly, Quarterly, Monthly (NACH Only)

Refund Of Mode Of Premium Yearly-2%

Half-Yearly-1%

Quarterly and Monthly-Nil

High Sum Assured Rebate 2,00,000 To 4,95,000 – Nil

5,00,000 To 9,90,000 – 1.25% On B.S.A.

10,00,000 To 14,90,000 – 1.50% On B.S.A.

15,00,000 And Above – 1.75% On B.S.A.

Mortgage After Payment Of Premiums For At Least 3 Full Years

Surrender Permitted After 3 Year

Maturity Benefits

If there should be an occurrence of life guaranteed gets by through the arrangement term, s/he will get Sum Assured on Maturity together with vested revisionary rewards and Final Additional Bonus, assuming any.

Development advantage (Benefits payable on development) = Basic Sum Assured + vested Simple Reversionary Bonuses + Final Additional Bonus, assuming any.

Demise Benefits

The Nominee will get the Death Benefit from the Corporation if the Policyholders Death happens during the Policy Term. The Death Benefit ought not to be not exactly 105% of all the premiums paid as on date of death.

Amount Assured on Death = 10 Times of Annualized Premium or Absolute Amount guaranteed to be paid on Death, i.e., Basic Sum Assured.

Amount Assured on Death = 10 Times of Annualized Premium or Absolute Amount guaranteed to be paid on Death, i.e., Basic Sum Assured.

Call or e-Mail Us to Buy a Policy: 9873085969 | info@insurances24x7.com

LIC NEW JEEVAN ANAND

LIC’S NEW JEEVAN ANAND (TABLE NO. 915)

LIC NEW JEEVAN ANAND is most popular plan in LIC. This is a combination of endowment saving and whole life insurance plan. The risk coverage under this plan continues even after the policy term and the death benefit is paid even if the insured dies after the completion of the policy term.

WHY CHOOSE THIS PLAN:

• Whole Life Assurance Plan With Profits.
• Regular Premium Payments option.
• The benefits on maturity is paid to insured and the plan still continues to be in force.
• Accidental and Disability riders available.

BENEFITS OF PLAN:

On Death (during the policy term): If insured dies during the policy term , sum assured on death + vested bonuses and final additional bonus ,if any, shall be payable to nominee , where sum assured on death is higher of 125% of basic sum assured or 10 times of annualized premium .

On Death (after expiry of the policy term): If insured dies after expiry of policy term basic sum assured shall be payable.

On Maturity: On survival to the end of the policy term , Basic sum assured along with vested simple reversionary bonuses and final additional bonus , if any , shall be payable.

Plan Parameters

Age of Entry 18 to 50 years

Premium Paying Mode Yearly, Half Yearly, Quarterly, Monthly

Policy Term 15 to 35 Years

Basic Sum Assured 100000 and above ( in multiple of 5000)

Policy Revival within 2 year

Rebate 2% on yearly, 1% on Half Yearly, Nil on Quarterly

Loan After 3 years

Surrender After 3 years of full premium payment

Call or e-Mail Us to Buy a Policy: 09873085969 | info@insurances24x7.com

LIC JEEVAN TARUN PLAN

LIC’S JEEVAN TARUN (TABLE NO.934)

LIC’s JEEVAN TARUN PLAN is a children plan.This plan cover your children financial requirements and future needs. This is a flexible plan , specially designed to meet the educational needs of growing children. Here you will get some money back in 5 intervals (in 20th,21st,22nd,23rd and 24thyear) during the policy term of 25 year. Maturity benefits payable at the age of child 25 years only.

WHY CHOOSE THIS PLAN:

• Children plan
• Fulfill the various financial need of growing child.
• Maturity will get age of child 25 years.
• Money back available in 5 regular intervals (20 , 21 , 22, 23, 24 year).
• Premium Waiver Rider available.

BENEFITS OF PLAN:

ON DEATH: BEFORE COMMENCEMENT OF RISK an amount equal to the total amount of premium paid , excluding taxes , extra premium ,if any, shall be payable.

ON DEATH: AFTER COMMENCEMENT OF RISK sum assured , vested simple reversionary bonus and final additional bonus , if any, shall be payable.

ON SURVIVAL: There are 4 options to get survival or maturity benefits:-

OPTION 1: If policyholder don’t want to get any money back between 20 to 24 year then he/she will get 100% of basic sum assured + bonus + final additional bonus (if any) on maturity 25th year.

OPTION 2: If policy holder want to get 5% of money back in 4 intervals between 20 to 24 year then he/she will get 75%of basic sum assure +bonus +final additional bonus(if any) on maturity 25th year.

OPTION 3: If policy holder want to get 10% of money back in 4 intervals between 20 to 24 year then he/she will get 50%of basic sum assured +bonus +final additional bonus(if any) on maturity 25th year.

OPTION 4: If policy holder want to get 15% of money back in 4 intervals between 20 to 24 year then he/she will get 25%of basic sum assured +bonus +final additional bonus(if any) on maturity 25th year.

ON MATURITY: On maturity at 25th year policy holder will get sum assured , vested reversionary bonuses ,and final additional bonus , if any, shall be payable.

PLAN PARAMETERS

Age of Entry 90 days to 12 years

Premium Paying Mode Yearly, Half Yearly, Quarterly, Monthly

Policy Term 25 – Age at Entry (20 years in case of 5 year old child)

Premium Paying Term 20 – Age at Entry (15 years in case of 5 year old child)

Sum Assured 75000 and above (in multiples of 10000)

Premium Payment Mode rebate 2% on yearly, 1% on Half Yearly, Nil on Quarterly & Monthly

High Sum assured Rebate (per Thousand of SA) Rs. 0 on 75,000 to 1,90,000

Rs. 2 on 2,00,000 to 4,90,000

Rs. 3 on SA on 5,00,000 and above

Loan After 2 Years for less than 10 year term & 3 years for more than 10 year term

Surrender After 2 Years for less than 10 year term & 3 years for more than 10 year term

Revival Within 2 Years of Lapse

Call or e-Mail Us to Buy a Policy: 09873085969 | info@insurances24x7.com

LIC PLAN

बेस्ट एलआईसी Pollicies

सुरक्षा हर व्यक्ति के जीवन का एक महत्वपूर्ण हिस्सा है। वे समय की बचत के साथ बचत का एक बहुत पुरानी प्रावधान होता है। दूसरे शब्दों में, अपने भविष्य के योजनाओं के बारे में व्यक्ति। जान बचाने के इस भाग में, यह कई तरीकों से बनाया है। एक अलग जगह में निवेश करके, निवेश कि उसे लाभ या उसके परिवार के भविष्य में हो सकता है तो। बस एक और तरीका है निवेश करने के लिए उन्हें एलआईसी से एक है।

LICs में निवेश करके, हम ऐसे कार्यक्रमों से लाभ के रूप में हम उनकी शादी या अपने बच्चों की शिक्षा के लिए अपने पुराने सुझावों की स्थापना से लाभ उठा सकते कर सकते हैं। ये है, साथ ही सुविधाओं है कि हम हाथ से हिमाचल प्रदेश के साथ अपने निवेश पर 10 10 डी का आनंद ले सकते भी अपने कर 80 सी एलआईसी बचाने भारतीय जीवन बीमा निगम में निवेश के लिए हम जीवन बीमा की गारंटी देता है प्रदान कर सकते हैं सुरक्षा है कि नीति की अनुमति दी।

एलआईसी में, हम और एक छोटे से बचत के साथ समय की बचत की राशि प्राप्त कर सकते हैं भी पूरी तरह से कर से मुक्त है। आईसीए के रूप में, हम जीवन बीमा प्रदान करते हैं हमारे उम्मीदवार के लिए है कि सरल है और Durgtna कि जीवन बीमा 2 की मांग की जाती है।

आज हम बाद में कैसे या काम सब हमारे भविष्य के बारे में चिंतित हैं उम्र बढ़ने, हम पैसे के मामले में खुद की रक्षा कर सकते हैं, अपनी पेंशन योजनाओं के साथ हम एलआईसी की तुलना में बेहतर सुरक्षा प्रदान करते हैं। एक बुरा समय में हमारे विशाल सहारा क्या बन सकता है।

नीचे दिए गए नंबरों पर एलआईसी सबसे अच्छा सौदा, आप हमेशा हम पर संपर्क कर सकते हैं:

संजय मलिक-9873085969